Rachel Lee Dreher, Esq.

Attorney at Law

Frequently Asked Questions

1. My parent is about to enter a nursing home. How can The Law Firm of Rachel Lee Dreher help me?

The Law Firm of Rachel Lee Dreher is there to hold your hand and walk you through the process of having a loved one enter a nursing home. The laws are always changing, and we keep abreast of all the changes.

The primary benefit, in addition to having an experienced and knowledgeable attorney to answer all your questions, is that we can help you and your family do the proper planning to protect and preserve assets so that all of your loved one's money is not spent on the nursing home. There is a better way to pay for the nursing home, and we can show you what it is. Caring for a loved one should not cost the savings of a lifetime.

2. How can The Law Firm of Rachel Lee Dreher help save us money?

With the proper planning, The Law Firm of Rachel Lee Dreher can help your loved one qualify for Medicaid and protect and preserve the life savings that your loved one spent his or her entire life working to create. We help save the assets, through a variety of strategies that may include gifting, rental property, purchasing annuities, life insurance, tax and estate planning, and many other options that enable qualification for Medicaid while still saving the assets.

3. Won't the help of The Law Firm of Rachel Lee Dreher be too expensive?

Not at all. The first consultation is free, and the total legal fee will be only a small fraction of the money we can save your family. In fact, usually, the cost of one month's payment to the nursing home will cover the fees, and in exchange, the savings will be tens of thousands to hundreds of thousands of dollars, depending on the level of assets.

4. Will doing this planning effect the level of care my loved one will receive?

In nursing homes that accept Medicaid patients and private-pay patients, the level of care is identical regardless if your loved one pays for it out of his or her own money, or if Medicaid pays for it. The only difference is, how much it is going to cost you. By doing the proper planning with The Law Firm of Rachel Lee Dreher, you can save your money from being depleted on nursing home costs.

5. This sounds to good to be true. Will it really work?

Yes. The government has issued a very complex set of laws, rules, regulations and procedures that specifically allow for this type of planning, but only if it is done correctly. These laws are constantly changing, and we keep abreast of every change in the law as soon as it happens. We have successfully qualified people for Medicaid benefits, while protecting their life savings, and the list of clients we have helped grows every day. In fact, we have never had a Medicaid application for benefits denied for any client who followed our instructions. We know how to save you and your family money. It will work for you, if you work with us.

6. How much of the assets can be saved?

Typically, for an individual without a spouse, we can save usually 2/3 to 100% of the assets and perhaps even more, depending on a variety of factors, including how far ahead the planning was started. For a married couple with one spouse entering, or already in, a nursing home and the other spouse still living in the community, as incredible as it sounds, we usually can save 100%!

7. What if we need help finding a nursing home?

We can help with that too. We have many contacts in the industry that can help you locate the perfect facility. We also can direct you to financial planners, social workers, accountants, and many other professionals who devote their careers, like we do, to helping seniors and family members of seniors. Plus, we have personal experience with almost all of the nursing homes in the area, and we have contacts in most of them that can sometimes help with the process of finding and entering the perfect nursing home for you or your loved one.

8. How soon should I contact you for help?

The earlier we can start the planning, the more money we can save. Remember, Noah built the arc before it started raining. We see all the time where our clients will put their head in the sand and think their problems will go away. If you plan now, before your loved one has to enter the nursing home, then you not only give yourself peace of mind so that you are ready for when the time comes that a nursing home is needed, but you also can maximize your savings. Above all, do not put off dealing with the issue until it is too late. Procrastination is the greatest threat to our future and security and our loved ones.

9. My parent is already in a nursing home. Is it too late for us?

Not at all. It is almost never to late to plan, even for those already in a home. However, the earlier you begin planning with the better.

10. What other legal issues can The Law Firm of Rachel Lee Dreher help me with?

The Law Firm of Rachel Lee Dreher is a full service law firm that can help with all your legal needs. Attorney Rachel Lee Dreher has experience and expertise helping seniors and their family members, as well as those who want to plan for the days when they become seniors. In addition to Medicaid and other long-term care planning, we have helped our clients with trusts, wills, powers of attorney, patient advocate designations, probate court proceedings (including estates, guardianships and conservatorships), and even probate litigation, including family feuds that unfortunately often result when the proper estate planning is not done ahead of time.


|©2007 Rachel Lee Dreger, Esq. All rights reserved